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Is there an Incapacity Crisis Looming?

Incapacity Crisis

A new report from SFE (Solicitors for the Elderly) reveals the UK is leaving medical and care preferences to chance. The report looks at the ever-increasing number of people living with dementia and the lack of future planning in case of mental capacity.

The Statistics

The study found that 75% of people in Wales have not made necessary provisions for later life, including a will, pension, funeral plan or Lasting Power of Attorney. The research also found that 73% of people in Wales are worried about dementia and losing the ability to make decisions for themselves, but 34% have not spoken about, or even considered, personal medical and care end of life decisions.

What is an LPA?

An LPA must be put in place while a person has the mental capacity to do so. It is important to plan ahead and record your wishes in a document as early as possible to ensure that whoever you choose to manage your affairs can retain control, should you lose the ability to do so yourself.

There are two types of LPA: a health and welfare LPA and a property and financial affairs LPA. The former covers things such as choices about care plans, medical treatment and end of life wishes. The latter deals with decisions about your property, other assets, bank accounts and bill payments.

Maria Cosslett, Partner and Head of Probate, Wills and Trust at Loosemores has concerns regarding this crisis:

“Incapacity is on the rise and we as a nation are unprepared. Too few of us have planned ahead to make sure our wishes are followed should we be unable to make our own decision. Choose an expert to make sure your LPA is robust and covers all the things you need it to.”

Maria Cosslett is a member of Solicitors for the Elderly. If you would like more information or advice regarding the Health and Welfare LPA or the Financial Affairs LPA, please contact Maria:

Phone – 029 2080 3116

You can find more information about Solicitors for the Elderly and the incapacity crisis here.


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